Saturday, October 6, 2012

Pet Insurance For Guinea Pigs

Last month, we talked about how expensive veterinary bills for your guinea pig are. If you found those prices to be a little high, you may be wondering what you can do to keep your vet bills under control. Aside from weighing your guinea pig to detect health problems early on before they become more serious, there are several options you can explore when it comes to pet insurance for guinea pigs:

Pet Insurance For Guinea Pigs

One option is to get pet insurance for your guinea pig. In the United States (where we live), the only company we found that offers this is VPI, who offers an Exotic Pet Insurance option. Unfortunately, when we searched for reviews of VPI, what we found was mostly negative. People reported rude customer service, low coverage amounts, and dubious claims of pre-existing conditions to deny coverage. In the U.K., there are other companies, such as Exotic Direct. We haven't found the same horror stories for the U.K. companies, but guinea pig owners in the U.K. don't seem to think it's worth it.

Credit Cards For Vet Bills

There are also non-insurance options, such as a Care Credit card. It's a credit card that you can use for medical bills, including vet bills, with no interest for a grace period of 6, 12, 18 or 24 months. However, if you don't pay it off before the grace period ends, the interest rate will be 26%. Ouch!

Pet Discount Cards

Another non-insurance option is a discount program, such as Pet Assure. According to their website, the way it works is that you present your discount card, and you get 25% off your vet bill. In terms of price, you can sign up one guinea pig for $79/year or up to four guinea pigs for $149/year. However, before signing up, make sure you check if your favorite vet participates. We did not find our favorite vet on the list, for example, and others have had this problem as well.

Given the problems with these options, we told our humans to just make sure they've always got a little money set aside in case of emergencies. We welcome your feedback if you know of any other options, or if you'd like to share your experience with any of the options we've mentioned.

If I get sick, I'm going to blame Lola for always stealing my food and monopolizing the water bottle!

5 comments:

  1. How much you love your pet and how careing are you for that. If you really love you pets just buy pet insurance online and save by using Bow Wow Meo coupon codes in Australia.

    ReplyDelete
  2. Valuable information and excellent design you got here! I would like to thank you for sharing your thoughts about cheap pet insurance into the stuff you post!!

    ReplyDelete
  3. Hi there,

    I'm doing some work on behalf of Pet Cover Direct. Finding a good deal with your Pet insurance can be really difficult, Pet Cover Direct is a pet insurance comparison site which you can use to get the best deal for you and your pet.

    If you would be interested in adding a link to the Pet Cover Direct Site to your blog post then please don't hesitate to get back in contact with me or at least let me know what your thoughts are on this.

    Regards

    Catherine

    ReplyDelete
    Replies
    1. Does Pet Cover Direct allow the user to search for insurance specifically for guinea pigs? If so, does it show any insurance options for guinea pigs in the United States other than VPI? We'd be interested to know if there are any options out there that we may have missed (or new options that have appeared since we originally wrote this post).

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